What is Medicare Supplement “Medigap” Plan F?

A Medicare Supplement F Plan also referred to as Medigap Plan F helps pay your Medicare deductibles, coinsurance, and copayments. This includes the Medicare Part B deductible, which other plans do not. Of all the 10 standardized Medicare Supplement plans, Plan F has the most coverage and the lowest out-of-pocket costs for Medicare-covered services.

It is only available if you first became eligible for Medicare before January 1, 2020. If you were eligible after this date Medicare Supplement Plan G is your best option for Medicare Supplement F Plan which has been the best selling Medicare Supplement plan choice for seniors nationwide for decades.

By law, Medicare Supplement insurance is standardized into 10 standardized plans. That means Medicare Supplement F Plan from one company must include the same benefits as Medicare Supplement F Plan from another company. While the benefits must be the same, each company’s rates, reputation, membership features, and quality of service can vary.